Pet Insurance Uk Pre Existing Conditions

Embrace is one of the few companies that distinguishes between curable and incurable pre existing conditions allowing for the greatest long term coverage.

Pet insurance uk pre existing conditions. You can but most standard insurers won t cover any pre existing medical conditions. They describe any illness injury symptom or condition that happened or first showed signs before your policy begins regardless of whether your pet went to the vet for it. Pre existing cover intends to provide cover for medical issues that a pet already has. Therefore expect these policies to be more expensive.

If your pet has had medical problems in the past you may be able to find a policy which covers them by using our comparison above to compare pet insurance. According to embrace a pre existing condition is any injury illness or irregularity that your pet exhibits prior to the end of your waiting period. If your pet has a pre existing condition most companies will either refuse to insure your pet or offer cover that excludes treatment related to the condition. Pre existing conditions uk providers will usually say increase the risk of you needing to make a claim.

You can still get pet insurance with run of the mill pet insurers. No cover is given during the first two years for pre existing conditions. The vast majority of uk pet insurance companies do not cover pre existing medical conditions but there are exceptions. But when your pet has a pre existing condition pet insurance gets complicated and may no longer be the best option.

Whether your pet s pre existing condition is curable or not will determine your coverage options for that condition. You ll need to find a specialist insurer if you want cover for any medical conditions your pet has. But those pre existing conditions will be excluded. A condition that may surface or be diagnosed during the waiting period usually one year from the date of signing up is also considered a pre existing condition.

A pre existing condition is a disease a problem that your pet may be suffering from or showing symptoms of before purchasing an insurance policy. Typically a pre existing condition refers to any health complaint such as a previous injury or sickness that your pet suffered before you take out a pet insurance policy for them. Our full definition is shown in the faqs below or in our policy wording. Pre existing conditions are significant problems or conditions that your pet has before you enroll him in an insurance program.

Unfortunately no pet insurance companies cover pre existing conditions. A minimum of 4 000 cover for pre existing conditions after the first two years please check policy wording for cover amount. No pet insurance company covers pre existing conditions but a pre existing condition will never prevent you from obtaining pet insurance coverage. This is true even if your pet never went to the vet for this condition.