Pet Insurance For Cats Reddit

I have three dogs and a cat and all are insured with healthy paws.

Pet insurance for cats reddit. The price range for pet insurance can fluctuate anywhere from 20 to 100 with an average between 40 and 70. How much does pet insurance for cats cost. The level of coverage chosen. My second cat fell ill shortly after i adopted him before i was able to add him to the insurance that 700 dollars in unexpected testing fees was a sore spot in my budget for august.

Insure your cat or kitten with pet insurance specifically designed for one of the most popular pets our beloved cats. However just like health insurance for humans several factors influence the total cost of cat insurance. Depends on your pet my one dog doesn t have it and it would be a waste on him my other is a walking accident and she has pet insurance which has paid for itself for the next 5 years from how much i ve claimed. I use insurance to hedge against catastrophic costs.

The only pet insurance that made any sense to me is trupanion or healthy paws similar type of plan which is basically high deductible pet insurance for accidents or serious health conditions. All cat lovers know that cats are one of the most loving and independent pets you can have but this can mean your cat coming home with unexpected injuries that may need to be treated by a vet. Payment is very fast. So i received an article about pet insurance today and pets with pre existing conditions.

It has a per issue deductible so you have to hit the deductible for each condition or accident you want to use it for and then it covers 90 of costs for the condition after that. I ve used pet insurance for more than a decade vpi embrace and healthy paws and consider healthy paws the best product available because of its options and ease of filing claims. Of course this is just my opinion. From all the research i did when we got our cats here on reddit and otherwise the best idea is to put aside a small amount of money each month towards an emergency pet care fund.

In the long run you are better setting aside money each month into a separate account but not everyone has that kind of restraint. Pet insurance is stupidly cheap in comparision to many other aspects of pet ownership usually only a few per month but the vast majority of pets are uninsured with various reports estimating around 97 99 of cats and dogs in the us are not. As a full time graduate student i don t make a lot of money so the security the pet insurance gives me is worth the annual payment to me.